Tips for tourists: coping with India’s cash crisis

India, cash, currency, tourist, travel, tourism, help, advice, tip, rupee, demonetization, demonitisation, crisis

Photo credit: Newsx.com

Demonetisation: What to do about the cash shortage in India

Tourists and locals all over India are struggling to find cash in the wake of demonetisation. Here’s some background information and some tips on what you can do to cope.

ON NOVEMBER 8, 2016 at about 8 pm in the evening, Indian prime minister Narendra Modi made a surprising announcement. He said that at midnight that night, all 500 and 1,000 rupee notes would be “demonetized.” In other words, 86% of the paper currency in India suddenly became useless. Welcome to demonetisation.

This surprise announcement took (almost) everyone off-guard – as it was intended to do. According to the Indian government: “The suddenness of this move is expected to bring about significant changes in the economy and not only help provide impetus to the overall development of the Nation but also clean up the system. Real estate and education will become more accessible to the common man. The terrorist and money laundering activities will suffer a major setback. The nation will continue to reap the benefits of this step for years to come.”

Be that as it may, everyone in India, including tourists, are struggling to cope. The biggest problem is finding enough legal tender – cash – to pay for day-to-day things like food, restaurants, chai, taxis, tickets, entrance fees, souvenirs, hotels that don’t accept credit cards, etc.

The government expects the “transition phase” to last about 50 days, until about the end of December, 2016. Many more 10 and 100 rupee bills need to be printed; the new 2,000 rupee notes need to be printed; and the ATMs need to be re-calibrated to the accommodate the new 2,000 rupee notes as they’re a different size. In a country the size of India, with 1.3 billion people, this is a staggering endeavour. [NOTE: Some news agencies think it will take 4 months not 50 days.]

India, cash, currency, tourist, travel, tourism, help, advice, tip, rupee, demonetization, demonitisation, crisis

I was thrilled to discover the NRI Lounge at SBI and get my old notes exchanged.

My first few days of demonetisation

I was in Delhi when demonetisation was announced, and flew to Goa two days later. I had a small stack of 500 rupee notes and only about 200 rupees in small, legal notes. I was not worried, however, as all the announcements assured me I would be able to exchange my 500 rupee notes at the airport. I went early to Delhi’s domestic airport, as I was planning to eat lunch there too, but to my dismay there was no facility for exchanging my notes and as a consequence I went hungry.

However, I was still hopeful that the airport in Goa would be able to exchange some notes for me. Unfortunately, that was not the case and if not for the kindness of a handsome stranger, I would not have been able to get to my hotel in Panjim. A very nice man I met on the plane gave me a ride to the Panjim Inn on his way to Candolim Beach. The Panjim Inn let me pay for everything, including taxis, by credit card. In the meantime, I lined up at several bank machines for up to half an hour, only to find the cash had run out.

India, cash, currency, tourist, travel, tourism, help, advice, tip, rupee, demonetization, demonitisation, crisisI was able to exchange my notes however. I was given the advice to go to the main branch of the State Bank of India. Sure enough, on the second floor, there was a spotless, air conditioned “NRI Lounge” that allowed me to exchange 4,000 worth of 500 rupee notes. I had to fill out a form, provide a photocopy of my passport, and wait about half an hour.

From Goa I went to Hampi, where my guide Rajesh suggested that I visit an ATM in a small town. Another stroke of luck: no lineup at all at the Canara Bank ATM he suggested, and I was able to take out a total of 4,000 rupees in two withdrawals of 2,000 each (all in 100 rupee notes). I did this for two days. Each withdrawal has a $7 fee altogether, so it’s costly. But at least I had cash.

From Hampi I went to Udupi, and again, I found an ATM with a small line-up that allowed me to take out two 2,500 withdrawals (all in 100 rupee notes). So, as I write this, I have about 12,000 in 100 rupee notes … and I wonder if I’m the richest person in India!

TOP TIP: So, my top tip is go to a village or small town ATM. Less people competing for the cash means more likelihood of success.

In the meantime, I asked friends and followers on Facebook for advice and tips. I have found the “official” announcements are not as accurate as on-the-ground- reports. The official announcement might say that you can exchange your money at the airport, but that doesn’t mean you can. I have curated the best tips, below, with the proviso that I am not guaranteeing that any of these strategies will work.

Hampi, sunset, India, travel, women, woman

I found a ‘magic ATM’ after surrendering to the situation in Hampi.

When in India … go with the flow …

As always when it comes to travel in India, going with the flow, and adjusting your expectations, is the way to go. At the best of times, India will push you to the limit and challenge your ideas, biases, perceptions and just about everything else. Demonetisation is just adding another new challenge to the mix: the challenge of money and being able to pay for even basic survival.

My advice is first of all to remember that India is a massive country with massive social issues that the present government is trying to deal with. Try to keep the bigger picture in mind — what India stands to gain from this bold stroke — and have some compassion, goodwill, and patience. And second, try and see this as a learning opportunity. You may find that you are more resourceful or resilient than you thought. You may discover that people are kinder and the world is more abundant than you thought.

I was really worried the first few days … and then I just decided to relax, surrender, remember that EVERYONE else in India is also struggling with this issue and that I would be okay. As always, surrendering turned out to be the right thing to do. It was after I surrendered, and stopped worrying, that I found the “magic” ATM near Hampi.

And since I’ve been following this story very closely, I’ve seen quite a few people facing difficulty … and then being the recipient of kindness and generosity. This is true for both Indians and foreigners in India.

India, cash, currency, tourist, travel, tourism, help, advice, tip, rupee, demonetization, demonitisation, crisis

Tips from travellers in India

From my experience, and the people I’ve heard from on social media, these are the some of the best things to do. But remember, the situation is changing daily. New provisions are coming into place, some things are getting easier and others harder. The currency withdrawal limit just dropped from 4,000 rupees per day to 2,500. But this didn’t seem to apply when I used my foreign debit card to take money from an ATM: I was able to take out 5,000 (in two 2,500 withdrawals).

  1. Use your credit card as much as possible to pay ahead of time for hotels, train tickets, airplane tickets etc. Cleartrip allowed me to pay for tickets with my foreign credit card. On the Indian Railways site, I paid for train tickets with my PayTM account.
  1. Check the airports. The Airport Authority of India (AAI) recently announced it would allow the opening of currency exchange counters by scheduled commercial banks at its airports across the country until December 31. UPDATE: Airport exchange counters can’t keep up with demand says Times of India.
  1. Try finding ATMs in small towns and even villages near tourist centres. As a foreigner, you can take out more than the current daily limit of 2,500.
  1. State Bank of India main branches have NRI Lounges for exchanging money.
  1. Open a PayTM account. As a foreigner, you cannot add money to your account, and your limit is 10,000 rupees. If you have a friend in India, you can give them money, and they can move money into the PayTM account. Of course, the challenge will be giving them the money … but if you can find a way to do it, PayTM is very useful for paying for train tickets, and mobile recharge and many other things.
  1. Download taxi apps like Uber, Ola and Meru. I was able to set up Meru so that I can pay via my foreign credit card. Other apps let you pay with various mobile wallets.
  1. Bring small denomination American notes such as $5, $10 and $20 bills into the country, and 100 Indian rupee notes if you can get them.
  1. Ask the guard at the ATM what time the machine is reloaded.
  1. Follow the hashtag #ATMswithCash and try downloading Walnut App (@getwalnutapp on Twitter). It has a function that apparently shows ATMs that have cash.

NOV. 25 UPDATE: Government announced that foreigners are limited to exchanging currency worth 5,000 rupees per week; and that there’s no more exchange of old 500 and 1,000 rupee notes allowed as of Saturday, November 26. Times of India.

India, cash, currency, tourist, travel, tourism, help, advice, tip, rupee, demonetization, demonitisation, crisis

Janice: Tripzuki is really great for booking boutique hotels.

NOTE: Stayzilla is awesome for booking homestays online, too. And of course you can use Airbnb. If you click on the link, you can get $40 credit to use when booking through Airbnb. I’ve stayed in some great Airbnb places, in Delhi and Mumbai.

Anne: We found money changers in the markets who will take American dollars, though the rates are poor. Things are beginning to ease up, but it’s anyone’s guess as to when normalcy will return. Advice to anyone coming would be to bring plenty of American $20 bills and pay your accommodations in advance if you can.

NOTE: Agoda is a great site for booking hotels in India and Asia.


Tim: For foreigners with old rupees to exchange: Put on your best shirt and your most confident attitude. Walk straight into the bank and ask to see the manager. Discuss how the system for exchanging old notes takes no account of foreigners without accounts, even though they have receipts to prove legitimacy. Ask if there is not ‘something’ that they could do to help in this most special of circumstances….

Rachel: People think rupees are totally closed currency but actually you can bring money in just not meant to take it out. My parents just brought 50,000 from our small town bank in Ohio when they visited. You can check your bank to order the notes, but only take them in 100’s as banks outside India won’t have new 2,000 notes. Rachel Jones is a travel blogger based in Goa, India and publishes the popular Hippie-in-Heels travel blog.

Dominique: Western Union is the solution. You pay them online and go to the office to pick up your new money, up to 15,000 rupees. Bring copies of passport and visa. Dominique Mallee Meeroff, workshop leader & Heart Listening Practitioner, HeartListening.co.

[NOTE: This does not work everywhere. You have to find a Western Union location that has enough currency. Several people on my Facebook page said it didn’t work in Delhi or Mumbai.]

Hanna: I would recommend any travellers to book their accommodation in advance online and then be prepared to exchange money at the airport on arrival. Unfortunately, most local super markets and stores don’t accept foreign debit cards, some accept American Express. Paying online or with PayTM seems to be one of the most viable options at the moment.

Colleen: We are currently in Delhi and have been here for just over a week. Today we successfully managed to withdraw 2,000 rupees (the maximum amount allowed) after queueing for only half an hour. Thus time last week, it could have been six plus hours, so maybe things are improving now that the machines are getting calibrated to cope with the new sized notes.

Leela: ATMs in Varanasi are giving 2,000 rupee notes in windows of time, and lines are not long. Things are getting better now. The ATMs are sporadically working. The lines are not big, but they do run out of money. I haven’t had any problems getting money for the past 4 -5 days. Before that I was broke for a week.

Sian: I was in Delhi yesterday. Two Western Union and Thomas Cook all claimed they had no cash. Indian press is reporting many of the banks are saying they have no cash but are in fact reserving it for their high net worth clients (at a 25% commission!). Suspect the foreign exchange places are doing the same. Many banks do not offer foreign exchange and there are queues that go on for hours and hours to get into the bank. Limit for foreign exchange at the airport was £50. If you are an overseas citizens of India, you can pay money into your account, but cash withdrawal is limited to 24,000 a week and you can only get this from your own bank, not other banks. The rules are very complex and not straightforward. Best to Google rupee demonetisation for full story. Most banks appear not to offer foreign exchange. There is no getting away from the fact that being a tourist here at the moment is tough as no proper provision appears to have been put in place.

If you have any tips to share, please leave a comment below and let us know what worked!

For further viewing / reading:

My GovIndia: Official newsletter on Demonetisation

Newsx: Here’s why the replacement of demonetised notes will take 4 months, not 50 days

New York Times: India offers relief from chaos

Global Gallivanting: What demonetization means to tourists

Indian Express: A tourist’s story

The Quint: In Pahar Ganj, Delhi talking to tourists

Reserve Bank of India: FAQ

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47 Responses to Tips for tourists: coping with India’s cash crisis

  1. Jess November 23, 2016 at 12:11 pm #

    Great tips! Thank you!! I have been in India since mid October and thankfully staying with indian family so not too badly affected.
    I did finally manage to use an atm the other day and tested if it would keep working for my forign cards and to my suprise it did! I was able to withdraw 65000rps!! (I’ll be paying stupid bank fees i know that but i have a driver i need to pay cash). My advise is if you have a forign card keep trying it, you might be suprised that it keeps letting you take cash.

    • Mariellen Ward November 23, 2016 at 11:41 pm #

      Yes, I found the same thing Jess, thanks for the tip!
      Mariellen Ward recently posted..The state of travel blogging in India, 2016My Profile

    • Kris KRIS November 26, 2016 at 1:35 pm #

      Kris
      These ” Tips,” on how to survive the cash crisis in India are all well and Good. I am in Chennai for another 3 weeks and as with other travellers can only withdraw 2000 Rupees per insertion of the card……I can stand there and withdraw up to my authorized Daily Limit by ree-entering the card many times….The sting in the tail is in my case and more than likely all Travellers with a foreign Bank Card…..The Indian Bank Charges 330 Rupees per Withdrawal . I have brought two well stocked Cards as I am here on Business, one of them charges a handling Fee of £2.00 170 Rupees, the other £1.50..128 rupees. This unhappily translates as paying 500 Rupees in Bank Charges every time you take 2000 from an ATM. Jess is in for a mighty shock when she returns home and gets her Bank statement for the 65,000 Rupees she’s taken from the ATM. She must have used the Cards 30 times…She returns home to Bank Charges of something in the region of 175 GBP/ $218. My Tip therefore is to book into an understanding Hotel that is willing to Bill you Double or Triple for your room and give you the over payment in Cash, obviously you give them a commission. Even at 10% You are saving a bundle…and Hoteliers are happy to get more for the room than they would have 2 weeks ago.

  2. Prasad Np November 24, 2016 at 5:13 am #

    So good to see a positive post about the process and how to continue day to day life.. We may agree or disagree with the move but more important is to maintain positive thoughts and make the most of it.. The Hampi shot is just what a traveler needs….
    Prasad Np recently posted..Celebrating Naropa Festival LehMy Profile

  3. Norma Schafer November 26, 2016 at 6:18 am #

    I arrived in Delhi on November 15. I had no clue about demonitization. I changed only $100 USD at the airport, arrived at my hotel to find out the situation was dire and made do by paying for everything by credit card for a week with the exception of a few taxis. Kicked myself for not getting the maximum of $200 USD in rupees.

    At the airport, before a flight to Ahmedabad, I approached the Bank of India currency exchange. The limit was $75 USD. An Indian man returning to London agreed to a direct exchange transaction of rupees for dollars. Easier to exchange than GBP.

    Today, I made a 4,000 rupee donation in cash to the Ghandi Ashram, knowing it would make a big dent in my available cash. I have no clue where to get ATM money in Ahmedabad. Anyone have any suggestions.

    • Mariellen Ward December 6, 2016 at 7:19 am #

      I don’t know about Ahmedabad, but I do know that it’s easier to get money out of ATMs in the smaller towns than the big metros.
      Mariellen Ward recently posted..India in a Day reveals beauty, diversity, humanityMy Profile

    • Lesley Sutton February 9, 2017 at 6:44 am #

      Hi Norma, We are going to India in 4 weeks time but are having trouble getting Visa through on line. Did you experience any problems with your Visa application?
      I would be grateful for a reply if possible.

      Kind regards

      Lesley

  4. Parry Aftab November 26, 2016 at 3:06 pm #

    we were in india when demonetesation wasannounced. had just taken cash fomr an atm, but luckily not too much. we were able to use the old 500 rupee notes to pay our taxi the day after the announcement. staying at the Leelas, so functioning within the hotel and using their services was easy. But their car services 4X or more of other cash car services.
    we flew back to US for thanksgiving. Now, can’tbuy rupees to take back witih us as no US banks or exchange services selling rupees.
    Will carry small US bills when we return Monday.
    it’s hard to be upset when so many Indians are handling this calmly and with kindness.
    Go with the flow is great advice. It took me three trips to get that.

    • Mariellen Ward December 6, 2016 at 7:21 am #

      Good luck Parry, and I agree — it’s inconvenient for us but we can only imagine what it must be like for people with limited means who live here. So many don’t have bank accounts, internet connections, computers or credit / debit cards. We have so many options.
      Mariellen Ward recently posted..A seven year anniversary and a big announcementMy Profile

    • Jim January 8, 2017 at 5:20 pm #

      your comment “it’s hard to be upset when so many Indians are handling this calmly and with kindness” is so appropriate! We are visiting in mid-January. We asked a friend in north-India how things were going. His response “don’t worry… it’s an issue, but it will be okay.”
      that’s one of the joys of travel – learning to be ‘okay’ regardless of the circumstance. Hoping I can still say that in a month’s time!

  5. Nadine November 28, 2016 at 3:45 am #

    I’m in goa and have found it really difficult to get any money. The ATMs run out very quickly although I did manage to get 8000 from one atm after being told it was limited to 2000 per card. I just withdrew 4 times but was declined on the 5th attempt.
    Just in arambol for a couple of days and found a money exchange shop will give 3000 per person per day using your card. He takes 100 commission. He is not advertising it though so it was pot luck and he is giving it in 500 rupees along with 9 x 100 because of his commission. None of the shops, supermarkets, budget accommodation and most restaurants will take a card so any cash you manage to get is running out fast.

  6. Tanmoy Bhattacharjee November 30, 2016 at 5:25 am #

    Thank you for the post. I was getting questioned by my several UK friends what if they visit India now. I am giving this link to them to understand what to do. Yes, all of a sudden we also feel that running ATM’s are doing great job, getting money even faster for all bank’s ATM which was not possible every time previously. We are sorry for the inconvenience but huge fake note market was just troubling us nothing like a bug. I ran a business in Software development , my business never find any difficulties, though I am getting faster overseas payments now 🙂 . Be happy and travel as much as you can in our beautiful India. Don’t forget to visit Eastern parts of West Bengal too.

    • Mariellen Ward December 6, 2016 at 7:24 am #

      I am sure there will be some anticipated, and some unforeseen, silver linings to this move — such as more electronic payment systems here in India.

      ps I would love to explore West Bengal more!
      Mariellen Ward recently posted..The secrets of Loch Ness revealedMy Profile

  7. Team Gillis Realtor December 6, 2016 at 10:26 am #

    “when in India, go with the flow” This is a correct statement. We must not be foreign to them and treat them like others. Traveling and being a tourist means adjusting yourself to the place.

  8. Allan December 6, 2016 at 4:22 pm #

    Hey guys I am planning to travel to india at the end of January. I just wanted to know whats the limit of usd exchange at the airport and banks.

    • Mariellen Ward December 7, 2016 at 12:20 am #

      It’s not much:

      Foreign citizens will be permitted to exchange foreign currency up to Rs. 5000 per week. Necessary entry to this effect will be made in their passports. This will be applicable up to 15th December 2016.

      You can get more out of ATMs as long as you find one with cash. Foreigners are not restricted to the current limit of Rs. 2,500 per day. We can take more, but in separate withdrawals.

      Good luck!
      Mariellen Ward recently posted..India in a Day reveals beauty, diversity, humanityMy Profile

  9. Sue December 7, 2016 at 9:20 am #

    Hi, I’m in a bit of a predicament and found your site while trying to look for a solution. My friends and I have a stash of 500 rupees that we had from our previous trip to India. We had saved the money to use for our future trips. Then the demonetization issue happened. So we’re kinda stuck with these rupees that are basically worthless and no means to get them exchanged. Any idea on what we can do?

    • Mariellen Ward December 7, 2016 at 10:03 am #

      I would like to know what others think. Here are my ideas.

      Indians, with bank accounts, can still deposit these old notes until the end of December, I believe. If you can find Indians willing to buy them from you, that would be an ideal solution.

      There’s always the “black market,” though of course I cannot condone using it officially … but desperate times call for desperate measures.

      Indians are particularly good at jugaad solutions — resourceful, ingenious solutions. Ask around and I’m sure you’ll find someone who can help.
      Mariellen Ward recently posted..How it feels to win Traveller of the Year in IndiaMy Profile

  10. Matt Sheaff December 8, 2016 at 2:47 am #

    Hello, my partner and I are arriving in India on the 16th December. (from NZ)
    Should we get USD dollars in NZ and bring them with us to exchange at the airport. You said up until December 15th it will be 5,000 what happens after that?

    I assume each day the situation is improving?

    • Mariellen Ward December 8, 2016 at 6:15 am #

      It does seem like a good idea to carry US dollars, and as many Indian rupees as you can (though not the demonetised 500 and 1,000 bills). No idea what will happen, the rules are changing all the time, without notice. It’s getting better but still challenging. Employ as many digital methods as you can.
      Mariellen Ward recently posted..The state of travel blogging in India, 2016My Profile

  11. Turner December 8, 2016 at 11:03 am #

    I was curious how it affected tourists in the major cities since that story of Australians busking to make cash came out. I understand there’s a limited supply of notes for everyone, but you’d think the government would consider that before doing something so drastic.
    Turner recently posted..Death on a Train in Sri LankaMy Profile

  12. penny December 8, 2016 at 7:55 pm #

    I have 4500 Rupees unchanged can I still change them?

  13. ale December 10, 2016 at 8:42 pm #

    I am a little confused with the 5000 per day limit. Im traveling also on January, but I had the idea that the crisis will be over at the end of December. Or are we (tourist) going to have issues like more people and business taking cash instead of Cards?

    • Mariellen Ward December 17, 2016 at 9:26 am #

      No one knows when things will settle down. The biggest problem is shortage of cash and long ATM lines. Use credit cards as much as you can. The current limit is 5,000 rupees per WEEK foreign exchange; 2,000 rupees per day ATM withdrawal. But as a foreigner, you can usually take out two or more 2,000 rupee ATM withdrawals.
      Mariellen Ward recently posted..Discovering the soul of Agra … not at the Taj MahalMy Profile

  14. Lorenz M December 12, 2016 at 7:53 am #

    Hey,
    can you maybe give an update on the current situation, how you get by now and such. We will arrive in India on Dec 27 and I’m trying to stay up to date on the cash issue, as to not have a nasty surprise upon arrival.
    Is the situation getting easier to cope with, now that it has been in effect for a month?
    Plus, are there any mobile payment services that foreigners can use in India?
    Cheers,
    Lorenz

    • Mariellen Ward December 17, 2016 at 9:27 am #

      Things are not really getting easier. Still a cash shortage, still long ATM lines. Read the post carefully for tips, and yes — I mentioned PayTM, which is an online / mobile payment service.
      Mariellen Ward recently posted..How it feels to win Traveller of the Year in IndiaMy Profile

      • Lorenz M December 17, 2016 at 10:03 am #

        Hey Mariellen,
        thanks for replying! As far as I took it from your post, getting money into a PayTM account isn’t that easy for foreigners. As an India first timer without Indian friends, I see no obvious way to accomplish that, so I relcutantly discarded that option. Am I missing something, like “shops” where I can top up my PayTM account?
        Cheers again,
        Lorenz

  15. Sarah December 15, 2016 at 12:40 pm #

    I am going to Rajasthan next week and planning on taking a prepaid cash card – has anyone had a problem using these?

    • Mariellen Ward December 17, 2016 at 9:30 am #

      Sarah, I’ve never used one, but I assume if it’s VISA or MasterCard that the major hotels etc will be able to take it. But remember, India is largely still as cash based society, not everywhere takes credit cards … which is part of the problem … good luck!
      Mariellen Ward recently posted..The secrets of Loch Ness revealedMy Profile

    • Chandra Rangnath December 21, 2016 at 5:38 am #

      the cash card is not VISA or MasterCard. It’s a plastic alternative for cash. So all you need is find an ATM and use the card to draw cash. Since there’s a limit on each withdrawal currently in place, you may have it use it more often. There should be no charge on the use of this card except perhaps the Indian bank whose ATM you are using may apply a ATM fee, which should be reasonable. If you are running low on the card, you can top it up via the internet from your bank account.

  16. MVL Narayana December 27, 2016 at 3:51 am #

    Thanks for this detailed post Mariellen. Lots of good tips. I am going to India on 29th (Chennai). I will be trying to exchange old 500 and 1000s as well as converting some A$ and trying to withdraw from ATMs. My first challenge will be to pay the cab to the hotel if I don’t get any rupees at the airport. Maybe I will try out PayTM. Will post how I go with my trip. Cheers.

    • Jay Bhandary December 30, 2016 at 12:09 am #

      Mr. Narayana,

      Please post your experiences. Good luck with your trip.

  17. Pinu December 29, 2016 at 12:43 am #

    I wish to travel in the last week of January. What will be the condition of cash currency at that moment? What is the present situation? Will it be wise to cash my $ at airport or anywhere else? I will be in Chennai for 2 weeks with a team of five member. It would be a great pleasure for me if someone give me some tips to manage the situation.

  18. Raj esh Bhardwah December 29, 2016 at 8:58 am #

    Hi Mariellen,
    I find your article very useful. It gives good practical advices. I follow your blog to stay in touch. I had also written some of my experiences & observation on this topic. You might be like.

    https://raje4india.blogspot.in/2016/12/do-not-panic-indian-cash-crunch.html

  19. Suzie Blundell January 16, 2017 at 1:07 pm #

    Hi – is there any update on the status of cash in India? This was really helpful but I am only in India for 10 days in February so am nervous that we wont have enough time to go with the flow? Can you advise?

    Suzie

    • Mariellen Ward January 16, 2017 at 11:59 pm #

      Hi Suzie, I am finding that it’s getting easier now to get cash. However, I would still follow these tips. Bring US bills, change as much as you can at the airport, pay by card whenever possible and keep your eyes peeled for ATMS with cash at all times!!
      Mariellen Ward recently posted..Orange County, Hampi: A palace in the land time forgotMy Profile

  20. Violeta January 17, 2017 at 5:46 pm #

    Thanks for this useful article. I intend to go on a trip to India this year, and it’s good to know about all these issues.
    Violeta recently posted..What a Mud Volcano Can Do for Your Travel PhotosMy Profile

  21. Andrew February 1, 2017 at 9:26 am #

    Hope everything came out in the wash now that it is January … what a chaotic mess that situation was.
    Andrew recently posted..Top Asian Cities to Visit This YearMy Profile

  22. Tanya February 4, 2017 at 12:40 pm #

    I currently live in abroad in Punjab and unfortunately I am afraid to say that going to a small town away from tourist destinations will not help. So I wouldn’t waste your time and money travelling to a smaller town. It is most likely worse off as people tend to panic more. One more tip to add as this is the only way that I have survived and that is using Western Union to transfer funds from friends or family overseas. The maximum is 2,000 rupees just like withdrawals for local’s at the bank. Otherwise all your other tips completely agree with and certainly will help anyone dealing with the crisis.
    Tanya recently posted..Why I Love Punjabi PeopleMy Profile

  23. Tanya February 4, 2017 at 12:42 pm #

    Although it is now February, where I am living the crisis has not subdued
    Tanya recently posted..Why I Love Punjabi PeopleMy Profile

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