Why I want the new Scotiabank Gold American Express Card

sari shopping at Nalli's in Chennai, India

Sari shopping at Nalli’s in Chennai, India

A card that helps make travel easier

What is it about travel? Ask anyone and they will tell you they love to travel. They may or may not like pizza; they may or may not like to read; they may or may not want to retire in the tropics. But travel is something that is almost universally desired. It is equated with glamour, excitement, adventure and the opportunity to change your life.

In fact, changing my life was the reason I started travelling, back in 2005 when I went on my first trip to India and criss-crossed the subcontinent for six months. I had a wonderful time, and the trip did change my life. Among other things, it kick-started my new career as a travel writer and blogger. But, oh boy, if I only knew then what I know now. I have learned a lot about how to make my travels smoother, such as using a travel rewards card. Read on to find out what else I’ve learned after seven years of travel in India.

As a travel blogger, it’s safe to assume that I travel a lot

In the process of travelling and blogging over the past six or seven years, I have developed a more professional approach that has helped make my life as a traveller easier. I know to keep tissue, hand sanitizer and a small bottle of mosquito repellant with me at all times. I keep a cable lock handy, always travel with a good thermos cup and several pairs of very comfortable, waterproof shoes. And load up on extra memory cards for my camera. So many of the things I do now, and pack now, have been learned through years of experience.

And of course, experience has made using money easier and more effective too. For example, the first time I travelled to India I brought travellers’ cheques, however, I couldn’t always use them. These days, I carry a bank debit card and a credit card when I travel to India.

I take out cash (rupees) from one of the many ATMs in India that accept foreign / international cards; and for just about everything else I rely on credit. I recently learned about the Scotiabank Gold American Express Card and decided to apply because it has so many benefits, perhaps especially for a traveller. It really is a unique card, and will definitely make travel easier.

shopping at Karol Bagh Market, Delhi, India

Me shopping in Karol Bagh Market, Delhi

All the rewarding benefits …

For one thing, the benefits of the Scotiabank Gold American Express Card include travel emergency medical insurance up to 25 days, and a whole lot of other insurance coverage including:

  • Trip Interruption & Cancellation Insurance
  • Flight Delay
  • Delayed & Lost Luggage Insurance
  • Common Carrier Travel Accident Insurance
  • Rental Car Collision/Loss Damage Insurance
  • Hotel/Motel Burglary Insurance
  • Purchase Security & Extended Warranty Insurance
  • Price Protection

In the old days, redeeming travel points was a pain. But Scotiabank have made it really easy to both accumulate and redeem travel rewards. For example, the Scotiabank Gold American Express Card earns you travel reward points up to four times faster than other cards because with eligible purchases you get four points for every dollar you spend using the Card at gas stations, grocery stores, dining and entertainment.

If you find a great travel deal and don’t want to delay purchasing, you can pay for it using the Card, and afterwards redeem your points towards the purchase. If you’re short on points to pay for a travel purchase, you can use points and charge the remainder to your card.

It’s easy to apply online.

Dubai Mall

At the world’s largest shopping centre, the Dubai Mall.

Top two juicy reasons!

That’s all the rational stuff. But there are two other juicy reasons that I wanted this card:

Juicy Reason Number One: As a Cardmember, you get discounted access to all the 600 Priority Lounges in airports around the world. If you travel a lot, being able to cool your heels in a comfortable lounge while you wait for your plane can make all the difference.

Juicy Reason Number Two: The bonus points! Once you make your first purchase, you receive 20,000 bonus points that you can use towards travel purchases. I’m just back from India and Dubai, and and will be travelling to Ireland soon … so I am already planning to use the points for travel.

Keep reading Breathedreamgo and you will soon find out which exotic locales I have booked with my bonus points. Thanks, Scotiabank, for helping me to continue living my travel dreams.

Scotiabank Gold American Express Card travel rewards card

Scotiabank Gold American Express Card

[Disclosure: This post was brought to you by the new Scotiabank Gold American Express Card. The opinions expressed herein are those of the author and are not indicative of the opinions or positions of Scotiabank or American Express]

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4 Responses to Why I want the new Scotiabank Gold American Express Card

  1. Shalu Sharma January 19, 2013 at 12:39 pm #

    Nice review of Scotiabank. Its good to have a credit card handy in India. Although it cannot help you in many aspects but it is nice to have one and most major shopping centres accept credit cards in India.
    Shalu Sharma recently posted..Pictures of India GateMy Profile

  2. Mariellen Ward February 14, 2013 at 10:50 pm #

    Shalu, I found there are many good reasons to have this card — not just shopping. It comes with certain types of insurance, for example. And of course it’s always great to collect and redeem travel reward points!
    Mariellen Ward recently posted..The journey from Ireland … and backMy Profile

  3. desi Traveler February 18, 2013 at 12:47 pm #

    We have come a long way, I remember my first American boss way back in 97 travelling with wads of money in his pockets…Today cards are more accepted in India even in remote places. I like the insurance and the points part..
    desi Traveler recently posted..The Old Baobab Tree In NewsMy Profile

    • Mariellen Ward March 11, 2013 at 11:36 pm #

      Yes, they are very handy to have for a whole bunch of reasons. And take up much less room than wads of cash!
      Mariellen Ward recently posted..A woman’s voiceMy Profile

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